Quickstart

Quickstart: get an indicative loan quote from the public API

POST /public/v1/quote turns an amount and term into an illustrative repayment. Send the requested amount and term in months and read back the periodic repayment, total repayable and representative APR — everything you need for a self-serve cost illustration before the reader applies.

2 min read

POST/public/v1/quote
amount+termMinimal request body
illustrativeNot a binding offer

Request a quote

curl -s -X POST https://api.credicorp.co.uk/public/v1/quote \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -d '{"amount": 25000, "term_months": 6, "product": "flex-business"}'

The response carries the periodic repayment, the total_repayable and the representative_apr used. Amounts outside the product's range return a 400 with a field-level validation error.

Show it to the reader

const res = await fetch(`${BASE}/quote`, {
  method: 'POST',
  headers: { 'Content-Type': 'application/json' },
  body: JSON.stringify({ amount: 25000, term_months: 6 }),
});
const q = await res.json();
render(`\u00a3${q.repayment}/month \u00b7 \u00a3${q.total_repayable} total`);

Make the disclaimer honest

A quote is illustrative, not an offer. Label it clearly and link to apply for a firm decision. For a client-side version with no API round-trip, embed the Credicorp repayment calculator.

Frequently asked questions

Is a quote a binding offer?

No. It is an illustrative repayment based on representative pricing. A binding offer only comes from a completed application through the partner ring.

What if the amount is out of range?

You get a 400 with a validation error naming the offending field. Read the product's min_amount/max_amount first to keep requests in range.

Can I quote without naming a product?

Yes — omit product and the API uses a sensible default. Passing the product id gives a quote tied to that product's pricing.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.