Distribute Credicorp

Distribution suits accountants, brokers, marketplaces, ERPs and any platform whose customers are UK limited companies needing finance. You bring the demand; Credicorp underwrites, funds and services the loan. Two models cover almost every partner — pick the one that matches how much of the experience you want to own.

Refer vs resell

Both models pivot on one primitive: the introduction. An introduction is a tracked, attributable handle that ties applications — and therefore payouts — back to you. Create it once, carry its id onto every application, and the platform does the accounting.

1 · Create a tracked introduction

Create an introduction when a borrower expresses intent. It returns an id (prefixed intro_) and a ready-to-use apply_url for the refer model. Pass your own reference to thread your CRM record through to the payout.

Body parameters

curl -s https://hub.credicorp.co.uk/partner/v1/introductions \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: intro-lead_4471" \
  -d '{
    "business": { "company_number": "16093826" },
    "channel": "in_app",
    "campaign": "q3-cashflow",
    "reference": "lead_4471"
  }'

import { Credicorp } from '@credicorp/sdk';
const cc = new Credicorp({ token: process.env.CREDICORP_TOKEN });

const intro = await cc.introductions.create({
  business: { company_number: '16093826' },
  channel: 'in_app',
  campaign: 'q3-cashflow',
  reference: 'lead_4471',
}, { idempotencyKey: 'intro-lead_4471' });

// Refer model: send the borrower here
redirect(intro.apply_url);

use Credicorp\Client;

$cc = new Client(getenv('CREDICORP_TOKEN'));

$intro = $cc->introductions->create([
    'business'  => ['company_number' => '16093826'],
    'channel'   => 'in_app',
    'campaign'  => 'q3-cashflow',
    'reference' => 'lead_4471',
], idempotencyKey: 'intro-lead_4471');

header('Location: ' . $intro->apply_url);

Response 201 Created

{
  "id": "intro_Q7m2Za",
  "object": "introduction",
  "status": "open",
  "channel": "in_app",
  "campaign": "q3-cashflow",
  "reference": "lead_4471",
  "apply_url": "https://apply.credicorp.co.uk/i/Q7m2Za…",
  "created_at": "2026-06-29T11:20:00Z"
}

2 · Attribute the application

Attribution is what turns a lead into a payable deal. There are two ways the introduction_id gets onto the application:

• Refer. Send the borrower to the apply_url. The hosted journey carries the introduction_id automatically — you do nothing further.
• Resell. You create the application yourself (per Integrate lending roadmap) and set introduction_id explicitly on the create call.

curl -s https://hub.credicorp.co.uk/partner/v1/applications \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: app-lead_4471" \
  -d '{
    "business": { "company_number": "16093826" },
    "amount_pence": 1800000,
    "term_months": 18,
    "introduction_id": "intro_Q7m2Za"
  }'

3 · Track conversion

You don't need to poll. The same lifecycle webhooks you'd use for a lending integration carry the introduction_id, so you can watch a lead move from introduced to funded in your own dashboard. The introduction's status follows the deal:

Listen for application.funded and read data.introduction_id to mark the lead converted:

{
  "id": "evt_9Pq",
  "type": "application.funded",
  "data": {
    "application_id": "app_3Rb7",
    "introduction_id": "intro_Q7m2Za",
    "amount_pence": 1800000,
    "reference": "lead_4471"
  }
}

4 · Read revenue-share payouts

Payouts are settled monthly and exposed as a cursor-paginated list (see Pagination). Each payout aggregates the lines that funded in the period; every line carries the originating introduction_id and your reference, so your finance team can reconcile to the penny against your CRM.

curl "https://hub.credicorp.co.uk/partner/v1/payouts?period=2026-06" \
  -H "Authorization: Bearer $TOKEN"

Response 200 OK

{
  "object": "list",
  "data": [{
    "id": "po_2026_06",
    "period": "2026-06",
    "status": "paid",
    "currency": "GBP",
    "gross_pence": 412500,
    "lines": [{
      "introduction_id": "intro_Q7m2Za",
      "application_id": "app_3Rb7",
      "reference": "lead_4471",
      "basis": "revenue_share",
      "amount_pence": 90000
    }],
    "paid_at": "2026-07-07T09:00:00Z"
  }]
}

Subscribe to payout.paid to trigger your own bookkeeping the moment a remittance settles — the event mirrors the object above. Your commercial rate, attribution window and minimum payout threshold are set in your partner agreement; the API simply reports what those terms produced.